Mortgage Rate December 2024 Forecast. 2, according to bankrate’s national survey of large lenders, up slightly from 6.24 the previous week. Mortgage rates are likely to slip a bit lower in december as inflation cools.

In its latest housing and interest rate forecast, nahb predicts that mortgage rates will average 6.64% in 2024 and fall to 5.86% in. With two more fed meetings scheduled before the end of 2024, we could see rates continue to fall.